Hi Samuel, this is Amina. Your story about learning to save at a young age and valuing the lessons it taught you is inspiring. It's interesting to note that saving at a young age can indeed build character traits that are essential for wealth-building. In fact, a study published in the Journal of Consumer Affairs in 2019 found that children who were taught to save by their parents were more likely to exhibit financial responsibility later in life. Your mom's approach to teaching you about saving and delayed gratification aligns with the principles of financial literacy education. It's great to see how those early lessons have had a lasting impact on your mindset towards finances. Thank you for sharing your experience!