Where did my money go? - by Aishat Balogun

Being broke isn’t always a money problem. Sometimes, it’s a “where did my money go?” problem. You get ₦50k.“This month, I’m saving o.”Two weeks later:₦2,700.Excuse me??? Who has been spending my money??? And then you remember the random ₦2k here, ₦3k there, food, transport, subscriptions, impulse purchases and the classic:“I deserve a little treat.” Apparently, I deserved 12 little treats. But honestly, one thing I’m learning about money is that earning money and managing money are two different skills.You can earn more and still constantly wonder where your money went if you don’t know how to manage it. So, a few things I’m trying to get better at:• Tracking my spending — because apparently my money has places it goes that I don’t know about. • Saving before spending — even if it’s a small amount.• Thinking before buying — “Do I actually need this or am I just bored?” • Learning about money — budgeting, saving, investing and generally understanding how money works.I’m still learning, so this isn’t a “financial guru has spoken” post .Just a young person realising that financial freedom doesn’t start when you become rich. It starts with learning how to manage what you have now.What’s one money habit you’re trying to build?

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