<p>Happy New Year! We’ve successfully moved from 2025 to 2026, but let’s be real guys, before you start typing “2026 is my year of greatness., I shall overcome” while your account balance is screaming for help, let’s talk ooo.</p><p>We’re not doing “vibes and insha Allah” this year. We are doing intentionality. If you want 2026 to actually be different from the premium tears of last year, hold these five rules tight.</p><p><br/></p><p>ONE: BE FINANCIALLY RESPONSIBLE.</p><p>We all live in Nigeria, surrounded by friends who want to oppressssssssss us with Birkin bags and Chanel. Yes oo, they remind you of their three million naira belt and Dubai imported jewellery, and you, with your Temu haul, are saddened.</p><p>My love, my advice this year is simple, run at your own pace.</p><p>Avoid friends that make you feel inadequate and encourage you to spend without sense.</p><p>Mr Eazi once said something like this " He knew where he was coming from. He knew his father was borrowing to pay his school fees. So while his friends splurged on cars, he faced his books" </p><p>Now look at his life.</p><p>Let no Armani make you marni.</p><p><br/></p><p>TWO: SET GOALS.</p><p>2025 was a wonderful year, but as we closed it, many of us forgot the plans we made when it began. Let’s not repeat that mistake.</p><p>Sit down.</p><p>Take pen to paper.</p><p>Record your achievements.</p><p>Measure yourself.</p><p>Learn something new.</p><p>Add value to yourself.</p><p>Get good accountability partners who will ensure you don’t wake up one morning and decide, “I no fit.” You can’t end this year the same way you began.</p><p>If you’ve read The Inheritance Games, you’ll understand this phrase " Don’t clock another year without something tangible "</p><p>Dreams without deadlines are just vibes.</p><p><br/></p><p>THREE: GRIND WITH SENSE.</p><p>Let us hustle, yes, but wisely.</p><p>“Invest in your future” is advice for people who aren’t already living their future </p><p>This is not the year to be shy.</p><p>Surpass your limits,</p><p>Scream that phrase, “Involve me oo.”</p><p>Send your portfolio to anyone that is somebody.</p><p>Closed mouths don’t get fed, your CV should be louder than your caption.</p><p>Leverage connections. Remember that girl in primary school you lent a pencil to, and she’s now the new CBN governor? Say hi…greet her well, “Adejoke bawoni.” Ask boldly, embarrass later.</p><p>Darling, put yourself out there. This season won’t last forever, we’ll soon get too old for this hustling business, so wear your smart pants and get to work.</p><p><br/></p><p>FOUR: AVOID LOVE.</p><p>I know many people won’t like this part.</p><p>Remember how your stomach shook like your village calabash when you heard his voice?</p><p>How your eyes widened in pleasure when she sent pictures of herself in tight-fitting clothes?</p><p>I’m just here to remind you that you cried at the end of the day, hot Amala tears.</p><p>your money bouquet didn’t stop your heart from shattering, oo…and it didn’t even shatter Teni style—there was no Bentley nor Hennessy.</p><p>You probably even fell sick and couldn’t do anything for days.</p><p>Or maybe your story was the countless talking stages that ended in:</p><p>“You’re not the problem…it’s me.”</p><p>Looooool.</p><p>Change this year oo!!!!</p><p>Build yourself. Become a better you and allow love to run after you.</p><p>Eh eh, I didn’t say that immediately pastor shares the grace you should run out of church, oo.</p><p>Be open, but don’t be reckless.</p><p>What is meant for you won’t confuse you.</p><p><br/></p><p>FIVE: LEARN TO TAKE BREAKS.</p><p>Yes, you. You know I’m speaking to you,</p><p>Learn to take breaks. “Ẹ̀tí yé mélòó?”( open your ears and listen wellll)</p><p>Don’t run on grace and coffee…uhn uhn.</p><p>Burnout is not a badge of honour.</p><p>Go out.</p><p>Even if they don’t take you out, take yourself out.</p><p>Plan outings with the boys and your girls.</p><p>Go golfing.</p><p>Say hi to Elegushi beach or a resort.</p><p>Relaxxxxxxxxx.</p><p>We live once.</p><p>Don’t go around frowning and blaming Tinubu, you’ll grow grey hairs, and hair dye won’t hide the eye bags.</p><p>Haba!! You sef sip martini this year.</p><p>And take pictures!!!!</p><p>Flood your gallery!!!</p><p>Create moments.</p><p>Build long-lasting friendships.</p><p>" All work and no play makes you a candidate for high blood pressure, and premium skincare is too expensive for wrinkles, Abeggggg chop life before life chops you."</p><p>P.S : That gym and workout plan you made last January, the one you kept procrastinating about, ehnnn start it now.</p><p><br/></p><p>LASTLY</p><p>Great people don’t have to tell you that they’re great, it speaks for itself.</p><p>No “Hi guys, I just won a major seven figure contract” posts.</p><p>Your village people are active…I just thought I should remind you.</p><p>Anyway, my parting words.</p><p>Please do not end up in jail,</p><p><em>Oga behave.</em></p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Monthly Contributors" tab on the rankings page.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Contributor Rankings
The Contributor Rankings shows the Top 20 Contributors on TwoCents a monthly and all-time basis.
The all-time ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly score sums the score on all your insights in the past 30 days. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on TwoCents — these are community members that have engaged the most with other user's content.
Contributor Score
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
4
Comments (excluding replies)
5
Upvotes
6
Views
1
Number of insights published
2
Subscriptions received
3
Tips received
Below is a list of badges on TwoCents and their designations.
Comments