<p>Everybody wants to achieve financial freedom, isn't that the reason we all chase better jobs, work hard , dream of owning businesses, and hope to make more money? </p><p><br/></p><p>Though there is nothing wrong with those goals, many people overlook the investment that makes everything else possible and that is INVESTING IN YOURSELF.</p><p><br/></p><p>The knowledge you gain, the skills you acquire, and the habits you build will continue to benefit you for years to come long after money comes and goes. </p><p><br/></p><p>Every book you read expands your thinking, every new skill you learn makes you more valuable and every challenge you overcome strengthens your character.</p><p><br/></p><p>One of the biggest mistakes we young people make is that we believe we need a lot of money before we can improve our lives, but in reality many things that can change our life are free or cost very little. Reading books, taking online courses, practice writing, learning a new language, or developing a valuable skill with consistency.</p><p><br/></p><p>Success is rarely the result of one big decision, it is often the result that comes from small actions repeated over the time. Your twenties are not just for earning money, they are for becoming the kind of person who can create value wherever they go.</p><p>So before asking yourself how can I make more money? ask yourself, how can I become more valuable?</p><p>Your answer to this question will change your life.</p><p>If you could master one skill this year, what would it be, and why?</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.
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