<p>Every year, without fail, we do the same thing. As the calendar approaches its end, desires rise again. Hope resurfaces. People begin to wish for better lives. More money. More meaning. Better homes. Better marriages. Stronger businesses. A legacy that matters. Yesterday was December 31st, 2025. Today is January 1st, 2026. The calendar has flipped and it's a new year. And again, many people are expecting new results.</p><p><br/></p><p>But here is the uncomfortable truth life keeps teaching us. Wishing has never changed anything. Resolutions alone have never transformed anyone. Even goals, beautifully written and passionately declared, are powerless without something deeper.</p><p><br/></p><p>Time itself doesn’t reset life. We reset calendars for convenience, not because life truly pauses. Scientists and historians simply grouped continuous days into weeks, months, and years so we could track seasons, harvests, and human activity. Life itself never stopped flowing. January 1st is not a spiritual or biological reset button. If nothing changes inside you, nothing truly changes outside you, no matter what the calendar says.</p><p><br/></p><p>This is why some people make consistent progress while others repeat the same year in different dates. Patterns don’t lie. Look closely at people who succeed legitimately and sustainably. You’ll notice something. The car they drive is not the miracle. The house they live in is not the secret. The business they built is not the magic. The real asset is who they have become. If they lose everything today, they can rebuild tomorrow because the mindset that produced those results is still intact.</p><p><br/></p><p>This is where many people miss it. We focus on what we want to have instead of who we must become. But life responds to being, not wishing. There is a version of you required for every level you desire. You cannot access outcomes your mindset is not prepared to sustain.</p><p><br/></p><p>Behind every result is a belief system. There is a mindset behind prosperity and a mindset behind poverty. A mindset behind successful marriages and a mindset behind broken homes. A mindset behind raising grounded children and a mindset behind chaos. Nothing just happens. Life flows from the inside outward.</p><p><br/></p><p>If you carry a one-million-naira mindset, you will struggle at ten million and collapse at one hundred million. But if you develop a hundred-million-naira mindset, even starting from one million, growth becomes inevitable. This is why personal development is not optional. Reading, learning, training, mentorship, and intentional growth are not luxuries. They are requirements. Every person doing well repeatedly has invested heavily in becoming.</p><p><br/></p><p>And then there is choice. Every choice carries responsibility, and responsibility carries consequences. You don’t get to choose the outcome independently of the process. You choose the process, and the outcome follows. Greatness has a price. Fulfillment has a cost. Excellence demands discipline. Wanting success without embracing responsibility is self-deception.</p><p><br/></p><p>Relationships follow the same law. You don’t extract value from relationships you haven’t invested in. You must become someone people want to connect with. Valuable. Accountable. Competent. Trustworthy. Growth-minded. It is fraud to expect harvest where no seed has been sown.</p><p><br/></p><p>Skills matter. Competence matters. Character matters. Habits matter. Trauma must be confronted, not carried into the future. Old belief systems formed by pain, fear, limitation, or poor exposure must be rewritten. You cannot build a new future with an unhealed past controlling your thinking.</p><p><br/></p><p>And above all, connection to God matters. Not religious noise, but alignment. Sustainable success without spiritual grounding eventually collapses under its own weight.</p><p><br/></p><p>So as the 2026 journey begins , hear this clearly. Nothing will change because the year changed. Things will change only if you change. You cannot experience a better life without becoming a better person. People want new outcomes without new identities. It doesn’t work that way.</p><p><br/></p><p><strong>My TwoCents Takeaway...</strong></p><p>If you want 2026 to be different, don’t start with resolutions. Start with transformation. Upgrade your thinking. Choose growth deliberately. Pay the price of responsibility. Build winning habits. Become valuable. Heal properly. Learn continuously. Align spiritually.</p><p><br/></p><p>Change doesn’t respond to wishes. It responds to who you become.</p><p><br/></p><p>And that truth, once embraced, changes everything.</p><p><br/></p><blockquote>Happy New Year || Welcome to 2026</blockquote><p><br/></p><p><br/></p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Monthly Contributors" tab on the rankings page.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Contributor Rankings
The Contributor Rankings shows the Top 20 Contributors on TwoCents a monthly and all-time basis.
The all-time ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly score sums the score on all your insights in the past 30 days. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on TwoCents — these are community members that have engaged the most with other user's content.
Contributor Score
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
4
Comments (excluding replies)
5
Upvotes
6
Views
1
Number of insights published
2
Subscriptions received
3
Tips received
Below is a list of badges on TwoCents and their designations.
Comments