<p>Coming home from school one day, I saw a statement written on a wall:</p><p>“Beware of 419.”</p><p>I had seen those words almost everywhere in Nigeria, but for some reason, I stopped to think about them that day.</p><p>Why 419?</p><p>Why could a number mean something?</p><p>Why not 111, 212, or even simply say “scam”?</p><p>I had heard people call someone a “419” before, but I had never really asked where the number came from or how it became a word for fraud.</p><p>So I decided to find out.</p><p><br/></p><p><strong>Why 419?</strong></p><p>The first thing I discovered was that 419 isn't just a random number people gave to scammers. It comes from something more legal than I initially thought: Section 419 of Nigeria's Criminal Code.</p><p>The section deals with obtaining property through false pretences, in simple terms, deceiving someone into giving you something that belongs to them.</p><p><br/></p><p>But then another question came to my mind:</p><p><strong>How did a section of a law become a word Nigerians use in everyday conversation?</strong></p><p>While doing my research, I discovered a form of fraud that existed long before the internet. It is called advance-fee fraud.</p><p>In simple terms, this is when a victim is promised a large amount of money or another valuable benefit but is first asked to make a payment. Once the victim pays, the fraudster may come up with new reasons to demand more fees or simply disappear with the money.</p><p>Before the internet, these schemes could be carried out through letters, business proposals, phone calls, and other forms of communication. Historical accounts of 419-type fraud also describe the use of letters and faxes before the internet became widespread.</p><p><br/></p><p><strong>Where Did the Famous “Nigerian Prince” Story Come From?</strong></p><p>The famous “Nigerian Prince” story is a well-known example of advance-fee fraud.</p><p>A fraudster contacts a stranger, claiming to have access to a large amount of money through an inheritance, business deal, or something similar. The victim is promised a share of the money but is first asked to pay a fee to release or transfer it.</p><p>The person behind the message isn't necessarily a prince. The “Nigerian Prince” became a popular international stereotype associated with this type of scam, even though the stories used by fraudsters could be very different. The Nigerian Prince scam is widely recognized as one of the most famous forms of 419 fraud.</p><p><br/></p><p><strong>How Did 419 Move to the Internet?</strong></p><p>Fraud existed before the internet. The internet simply gave fraudsters a faster and wider way to reach people, including people outside Nigeria.</p><p>What once involved letters and phone calls could now be done through emails and, later, other online platforms. This made it much easier to contact people from different parts of the world.</p><p><br/></p><p><strong>What Does 419 Mean Today in Nigeria?</strong></p><p>Beyond its legal meaning, “419” has become part of everyday Nigerian language. It is commonly used to describe someone involved in fraudulent or dishonest activities, or something that appears suspicious or deceptive. UNODC has also described “419” as a term used in Nigerian popular speech for someone considered untrustworthy.</p><p><br/></p><p>The word has therefore grown beyond its original legal reference. For many Nigerians, you don't need to mention Section 419 of the Criminal Code for someone to understand what you mean when you call something “419.”</p><p>I get it now.</p><p>I thought it was just a random number people used for scammers, but it came from a law and eventually became part of Nigerian everyday language.</p><p>But, wait first oo...</p><p>Why am I even researching this?</p><p>Maybe because sometimes the things we see every day become so familiar that we stop asking questions about them.</p><p>I saw “Beware of 419” on a wall, but this time, I asked:</p><p>Why 419?</p><p>And now I know.</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.