<p><br/></p><p>In the bustling streets of Lagos, where the sun beat down on hawkers selling plantain chips and okada riders weaving through traffic like angry hornets, lived Chinedu. At 32, he was a man adrift in a sea of his own making. Financially, he was a disaster—a freelance graphic designer whose clients paid him in promises rather than naira. His bank account was a ghost town, haunted by overdrafts and unpaid bills from his tiny one-room apartment in Oshodi. Mentally, he wrestled with shadows: bouts of anxiety that kept him up at night, replaying failures like a scratched CD—failed business ventures, a degree in computer science gathering dust, and a family back in Enugu who called him "the lost son." All-round, Chinedu was unstable, like a three-legged stool missing a leg, always teetering on the edge of collapse. Yet, in the midst of this chaos, he harbored a burning desire: to get married.</p><p><br/></p><p>It started with family pressure, as it often does in Nigeria. His mother, Mama Ngozi, would call from the village every Sunday after church, her voice crackling over the poor network. "Chinedu, when will you bring a wife home? Your cousins are all married with children. Are you waiting for Jesus to return before you settle down?" She'd remind him of his late father's wishes, of the need to continue the family line. Chinedu, desperate to silence the nagging and fill the void in his life, convinced himself that marriage was the anchor he needed. "A good woman will stabilize me," he'd mutter to himself while staring at his reflection in the cracked mirror. "She'll manage the money, calm my mind, make everything right."</p><p><br/></p><p>That's how he met Adaora. She was a no-nonsense bank teller at a branch in Ikeja, with sharp eyes that could spot a fake naira note from a mile away. They crossed paths at a mutual friend's birthday party in a noisy buka, where jollof rice flowed like wine and Afrobeat pulsed through the speakers. Chinedu, dressed in his best faded polo shirt, approached her with a grin that hid his inner turmoil. "You're the most beautiful woman here," he said, his voice laced with false confidence. Adaora, intrigued by his charm despite the rough edges, gave him her number.</p><p><br/></p><p>Their courtship was a whirlwind of stolen moments. Dates at cheap roadside eateries where they'd share suya and laugh about Lagos traffic. Chinedu painted pictures of a bright future: "I'll start a big design firm, buy a house in Lekki, give you everything." But Adaora saw the cracks early. He'd cancel plans last minute because of "work stress," only for her to find out he was holed up in his room, battling panic attacks. Money was always an issue—he'd borrow from her for transport, promising to pay back "next week," but next week never came. And his moods swung like the harmattan wind: one day euphoric, the next withdrawn and irritable.</p><p><br/></p><p>One evening, as the sun dipped behind the high-rises of Victoria Island, they sat on a bench in Freedom Park after a rare outing. Chinedu, fueled by a mix of desperation and delusion, pulled out a small ring he'd bought on credit from a street vendor. "Adaora, marry me," he said, his hands trembling. "We'll build a life together. I'll change for you."</p><p><br/></p><p>Adaora stared at the ring, then at him, her face a mask of disbelief turning to anger. She had her own dreams—a stable home, a partner who could stand firm amid Nigeria's economic storms. She'd confided in her sister about Chinedu's issues, and the advice was clear: "Don't tie yourself to a sinking ship." Pulling her hand away, she stood up, her voice steady but sharp. "Chinedu, you're not stable, and you want to make me unstable with you? Financially, you're drowning in debt. Mentally, you're fighting battles you won't even admit to. And all-round? You're like a danfo bus with no brakes—dangerous to ride with. I can't marry into this mess. Fix yourself first."</p><p><br/></p><p>The words hit Chinedu like a slap from an okada mirror in traffic. He sat there, stunned, as Adaora walked away, her heels clicking against the pavement. For the first time, he saw himself through her eyes: not a man ready for marriage, but a boy playing house in a storm.</p><p><br/></p><p>That night, back in his dim apartment, Chinedu didn't sleep. Instead, he made a list—therapy sessions at the free clinic in Yaba, budgeting apps on his phone, reaching out to old contacts for steady work. Marriage, he realized, wasn't a lifeline; it was a partnership that demanded stability from both sides. Months later, he started small: a steady gig at a printing press, counseling that quieted the shadows in his mind. And though Adaora never came back, Chinedu found a fragile peace. In Nigeria, where life tests you daily, he learned that true stability begins within—one shaky step at a time.</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
All-time Contributors
All-time Engagers
Top Monthly Contributors
Top Monthly Engagers
Most Active Colleges
Contributor Score
The all-time ranking is based on users' Contributor Score, which is a measure of all
the engagement and exposure a contributor's content receives.
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
Subscriptions received
2
Tips received
3
Comments (excluding replies)
4
Upvotes
5
Views
6
Number of insights published
Engagement Score
The All-time Engagers ranking is based on a user's Engagement Score — a measure of how much a
user engages with other users' content via comments and upvotes.
Here is a list of metrics that are used to calcuate the Engagement Score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
A user's comments (excluding replies & said user's comments on their own content)
2
A user's upvotes
Monthly Score
The Top Monthly Contributors ranking is a monthly metric indicating how users respond to your posts, not just how many you publish.
We look at three main things:
1
How strong your best post is —
Your highest-scoring post this month carries the most weight. One great post can take you far.
2
How consistent the engagement you receive is —
We also look at the average score of all your posts. If your work keeps getting good reactions, you get a boost.
3
How consistent the engagement you receive is —
Posting more helps — but only a little.
Extra posts give a small bonus that grows slowly, so quality always matters more than quantity.
In simple terms:
A great post beats many ignored posts
Consistently engaging posts beat one lucky hit
Spamming low-engagement posts won't help
Tips, comments, and upvotes from others matter most
This ranking is designed to reward
Thoughtful, high-quality posts
Real engagement from the community
Consistency over time — without punishing you for posting again
The Top Monthly Contributors leaderboard reflects what truly resonates, not just who posts the most.
Top Monthly Engagers
The Top Monthly Engagers ranking tracks the most active engagers on a monthly basis
Here is what we look at
1
A user's monthly comments (excluding replies & said user's comments on their own content)
2
A user's monthly upvotes
Most Active Colleges
The Most Active Colleges ranking is a list of the most active contributors on TwoCents, grouped by the
colleges/universities they attend(ed)
Here is what we look at
1
All insights posted by contributors that attended a particular school (at both undergraduate or postgraduate levels)
2
All comments posted by contributors that attended a particular school (at both undergraduate or postgraduate levels) —
excluding replies
Below is a list of badges on TwoCents and their designations.
Comments