<p>They say to lock in, hustle, grind</p><p>Like money grows on stress and sleepless nights</p><p>Like our destiny is tied to overtime and zero balance</p><p>At times we wonder if all these are really worth it, all the sleepless nights and grinding with nothing to show for it</p><p>They call us the youth of tomorrow when tomorrow is not guaranteed </p><p><br/></p><p>But we carry a different covenant report,</p><p>"Financial Fortune is my Heritage"</p><p><br/></p><p>Not begging</p><p>Not borrowing </p><p>Not breaking</p><p><br/></p><p>Heritage means it was signed before I was born</p><p>Heritage means Job 22:21-25 is my will</p><p>"Return to the almighty...lay up gold in the dust, the almighty will be your gold</p><p><br/></p><p>So youth listen, </p><p>We are not broke by default </p><p>We are not struggling by design </p><p>God didn't save us to suffer </p><p>He Redeemed us to be the TOP</p><p>Because the thought he has for us are of good and not evil </p><p><br/></p><p>We will be the generation that pays school fees without tears </p><p>That funds vision without fear </p><p>That sponsors the gospel without going bankrupt.</p><p><br/></p><p>Because our inheritance is not in the economy, </p><p>Our inheritance is in the anointing </p><p>And when God backs a young man</p><p>When God backs a young lady,</p><p>Bank alerts become testimonies </p><p>Businesses stands alerts</p><p><br/></p><p>No more "waiting for helper"</p><p>I am the helper God is sending to my family</p><p>No more "when I blow", </p><p>I am blowing because the wind of the spirit is on my Finances.</p><p><br/></p><p>Align yourselves young people,</p><p>Delight in the almighty and He will make your bank account a wonder.</p><p>Work hard, yes. Pray harder, yes</p><p>But know this, the root of your wealth is covenant, not connection </p><p><br/></p><p>I refuse to inherit poverty </p><p>I refuse to inherit stagnation </p><p>I choose to inherit fortune </p><p>Because, Financial Fortune is My Heritage </p><p><br/></p><p>We are Nigerian Youths</p><p>The giant of Africa </p><p>And the Kings of Jollof Rice</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.
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