Life happens to everyone. It is not a prediction of impending disaster or a declaration of despondency. It is exactly what it is: a factual statement. It's okay if you don't think so, but people experience all kinds of horrible things that they are completely unaware of. ‘Why do good people not live long enough?’ ‘Why do bad people get ahead while nice people suffer?’ ‘Why do people pray for a solution for so long when it rarely materializes?’ ‘Why do people put in such a lot of effort only to have nothing to show for it?’ The list is endless. These questions are not always clear-cut and easy to answer, but if you have ever heard someone ask any of them, it is most likely because at one point or the other life has happened to them.
If you think that only those who aren’t ‘spiritual’ go through difficult times in life, you'd be wrong. When ‘life happens,’ it really doesn't care about your religion, race, tribe, level of education, age, or gender. Again, it's acceptable to believe that your positive confessions and beliefs can protect you from unpleasant situations, but does our words supersede God's purposes? Nobody has lived long enough to know with absolute certainty how life will turn out. 'Life happened' and 'Nigeria happened' are two quite distinct statements; one denotes the ineffectiveness and carelessness of systems and processes, while the other is unexplainable.
Two young brothers (names withheld for privacy reasons) attended the university. They were Christians who had been brought up in a godly home by their parents. Their father served as a cleric's assistant. Everyone was familiar with the cleric, a powerful General Overseer (GO), but no one knew his assistant, the father of these boys. This man had given his all to the mission of God. He was devoted to making sure his wife and two children followed in his footsteps by leading a holy and chaste life. He held the conviction that if you faithfully serve God, He will take care of all your needs. He was rigid in his belief. He maintained this conviction despite it being evident that it didn't work out.
These lads were taught the ways of God by their parents from an early age. Also, their father taught them to be grateful in both abundance and poverty. They had next to nothing throughout most of their formative years, so the idea of abundance was really a mirage. Because they spread the good news of salvation everywhere they went while in school, everyone first knew them as pastors. Also, they were regarded as miserly and beggarly because they literally had nothing other than the bible. In fact, because they were usually fasting, their classmates would often joke that you should meet the "young pastors" if you wanted God to answer your prayers quickly. It was more of a hunger strike than a fast. Although it was far from the reality in their existence, their father had taught them that Jehovah Jireh means God the Provider.
They were both in class when their mother called and begged them to come home one day. Apparently, their father was seriously ill and required all the support and care that he could obtain. Their father also taught them about Jehovah-Rapha, the God who heals. Through their father's prayer, they had seen first-hand how God miraculously healed individuals. In fact, the GO was well-known for having a healing gift, and through the ministry, individuals were cured of various kinds of illnesses. They were certain that when they prayed, God would heal him. They had witnessed God heal many people previously, so they were confident that their father would also be healed. Boy, they did pray but their father passed away. Unbelievably, God didn't show up.
They even had hopes that God would bring their father back to life because he devoted all of his time to God's work, but that never happened. What pleasure will their father's passing bring God? It appeared that God was personally against them. When their father was still alive, they had trouble paying their tuition; now that he was gone, they realized their education was now done. Life surely wasn't treating them fairly, and it appeared that the more they prayed, the worse things got. The heavens were shut. There was more to it. After their father passed away, one of his creditors showed up and threatened to have both of them sold in order to recoup his debt. How would you explain this?
We might never discover all of life's mysteries while we're on this side of the divide. It might even serve as another reminder that we are only humans. You should probably think about becoming God if you can answer with confidence every question that life throws at you. When bad things happen, you have the option of holding a grudge against God or trusting Him and moving on. Whatever choice you make, know that God still loves you and that there is always a bigger picture when ‘life happens.’ It is okay to cry and feel awful, God understands.
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
All-time Contributors
All-time Engagers
Top Monthly Contributors
Top Monthly Engagers
Most Active Colleges
Contributor Score
The all-time ranking is based on users' Contributor Score, which is a measure of all
the engagement and exposure a contributor's content receives.
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
Subscriptions received
2
Tips received
3
Comments (excluding replies)
4
Upvotes
5
Views
6
Number of insights published
Engagement Score
The All-time Engagers ranking is based on a user's Engagement Score — a measure of how much a
user engages with other users' content via comments and upvotes.
Here is a list of metrics that are used to calcuate the Engagement Score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
A user's comments (excluding replies & said user's comments on their own content)
2
A user's upvotes
Monthly Score
The Top Monthly Contributors ranking is a monthly metric indicating how users respond to your posts, not just how many you publish.
We look at three main things:
1
How strong your best post is —
Your highest-scoring post this month carries the most weight. One great post can take you far.
2
How consistent the engagement you receive is —
We also look at the average score of all your posts. If your work keeps getting good reactions, you get a boost.
3
How consistent the engagement you receive is —
Posting more helps — but only a little.
Extra posts give a small bonus that grows slowly, so quality always matters more than quantity.
In simple terms:
A great post beats many ignored posts
Consistently engaging posts beat one lucky hit
Spamming low-engagement posts won't help
Tips, comments, and upvotes from others matter most
This ranking is designed to reward
Thoughtful, high-quality posts
Real engagement from the community
Consistency over time — without punishing you for posting again
The Top Monthly Contributors leaderboard reflects what truly resonates, not just who posts the most.
Top Monthly Engagers
The Top Monthly Engagers ranking tracks the most active engagers on a monthly basis
Here is what we look at
1
A user's monthly comments (excluding replies & said user's comments on their own content)
2
A user's monthly upvotes
Most Active Colleges
The Most Active Colleges ranking is a list of the most active contributors on TwoCents, grouped by the
colleges/universities they attend(ed)
Here is what we look at
1
All insights posted by contributors that attended a particular school (at both undergraduate or postgraduate levels)
2
All comments posted by contributors that attended a particular school (at both undergraduate or postgraduate levels) —
excluding replies
Below is a list of badges on TwoCents and their designations.
Comments