To earn through Points-to-Coupons, your profile must meet all current eligibility requirements.

• Your Engagement Score must be at least 500.
• Your profile must be complete and eligible to earn on TwoCents.
• You must be specifically approved or enrolled for Points-to-Coupons.
• Your account must be active and in good standing.
• You must have set your local currency.
• Points-to-Coupons must be available for your selected currency or country.
• You must continue to follow the TwoCents Community Guidelines.

Points-to-Coupons is currently available to eligible users in Nigeria first. Support for more countries and currencies may be introduced over time.

You may earn coupon points when you leave a qualifying comment on another user's published insight.

The amount awarded is not always fixed. It may depend on several factors, including:

• The quality and substance of your comment.
• The length and originality of your comment.
• Whether the insight belongs to a regular contributor or a trusted contributor.
• Your Contributor Score and Engagement Score.
• The post owner's Contributor Score and Engagement Score.
• The Points-to-Coupons configuration for your local currency.

Comments on insights published by trusted contributors may carry a higher starting reward.

However, the final reward still depends on the quality and authenticity of the comment.

Points-to-Coupons rewards quality over quantity. Comments that genuinely contribute to a discussion generally receive the best rewards.

• Thoughtful, relevant and original comments may receive the full available reward.
• Detailed comments that clearly respond to the insight may receive more than very short comments.
• Very short comments such as "Nice piece", "Cool" or "This was nice" may receive heavily reduced points.
• Emoji-heavy comments may receive very little or no points.
• Comments containing only emojis do not earn coupon points.
• Repeated or nearly identical comments may receive heavily reduced points or no points.
• Copy-pasted, generic or unrelated comments may not qualify.

A longer comment is not automatically a better comment. It must still be relevant, genuine and useful to the conversation.

You can only receive one Points-to-Coupons comment reward from the same insight.

This means your first qualifying comment may earn points, while additional comments on that same insight will not generate more coupon points.

You are still encouraged to continue the conversation, respond thoughtfully and participate in meaningful discussion.

Replies do not currently earn Points-to-Coupons rewards.

Comments on your own insights do not earn coupon points.

Points-to-Coupons is designed to reward genuine participation, not artificial engagement or comment farming.

• Repetitive, copied or low-effort comments may earn reduced points or no points.
• Emoji-only comments do not qualify for rewards.
• Spam comments, unrelated comments and engagement farming may be ignored.
• Self-engagement does not count toward Points-to-Coupons earnings.
• Duplicate reward attempts are automatically blocked.
• Suspicious activity may be reduced, ignored or reviewed.
• Coordinated attempts to manipulate rewards may result in loss of earning access.

TwoCents may adjust reward calculations and anti-abuse rules over time to protect users and keep the system fair and sustainable.

Points-to-Coupons is intended to reward your own genuine thoughts and participation.

• Fully AI-generated comments submitted only to earn points are not permitted.
• Copying another person's comment or repeatedly pasting the same response across different insights is not permitted.
• Comments that appear automated, scripted or mass-produced may be ignored or reviewed.
• Repeated violations may result in suspension or permanent removal from Points-to-Coupons.

Where appropriate, a first violation may result in a warning. Further violations may lead to loss of earning access and, in serious cases, forfeiture of improperly earned points.

Qualifying rewards are recorded automatically when your comment is processed.

Your Points-to-Coupons dashboard may show:

• Your currently available coupon points.
• Your current coupon value.
• Your all-time coupon points.
• Your all-time coupon value.
• The number of qualifying comments you have made.

Each new qualifying reward is also recorded in TwoCents' internal earning records to help prevent duplicate awards and maintain an accurate earning history.

Your coupon points are converted into coupon value using the current conversion rate for your local currency.

For eligible Nigerian users, the current conversion rate is:

1 coupon point = ₦0.50

For example:

• 1,000 points = ₦500 in coupon value.
• 5,000 points = ₦2,500 in coupon value.

Conversion rates and reward configurations may differ between supported currencies and may be updated when necessary.

Once you reach the minimum supported coupon value, you can use your balance for available redemption options.

For eligible Nigerian users, you currently need at least:

₦500 in coupon value

Available redemption options may include:

• Airtime purchases.
• Supported products or services from partner brands.
• Other rewards introduced by TwoCents.

When a redemption is completed, the corresponding amount is deducted from your available coupon balance.

Redemption requests may be reviewed, delayed or declined where suspicious activity, account restrictions or inaccurate details are detected.