TwoCents Legal
Please review our Terms of Use, Privacy Policy, Charges and Refund Policy. These documents explain how TwoCents works, how your information is handled, and what applies when you use the platform.
These terms constitute an agreement between You and TWOCENTS Limited. Access or use of the website and/or service for which you seek registration constitutes acceptance of this Agreement.
TWOCENTS Limited may change any of the terms in this Agreement at any time. Changes will become effective upon posting. Continued use of TWOCENTS Limited websites accessed through Your TWOCENTS Limited Account constitutes Your acceptance of the modified Agreement.
1. The Website
TWOCENTS Limited offers websites, web applications, mobile applications and other digital assets and services available through the Internet that require registration of the end user. These digital assets, including software, products, applications and services, are collectively referred to as “the Website”.
2. Ownership of Information, Materials and Software
You acknowledge that the Website contains information, text, software, photos, video, graphics, music, sounds and other materials protected by copyrights, trademarks, trade secrets, patents or other proprietary rights. All right, title and interest in these Materials belong solely and exclusively to TWOCENTS Limited or its licensors.
3. Use of Website Materials
3.1 End User License
Approval may be granted to users of the Website on a nonexclusive, personal, nontransferable basis. Users may use, display, reformat, download and print Materials solely for personal, non-commercial, educational purposes. Login credentials may not be shared with others or disclosed to unauthorized third parties.
3.2 Permitted Uses
You may, on an occasional and irregular basis, include insubstantial portions of Materials from the Website in memoranda, reports and presentations for educational and non-commercial purposes, provided such use does not diminish the value of the Materials and includes proper attribution to TWOCENTS Limited and its licensors.
3.3 Prohibited Uses
Except where expressly permitted, You may not use, modify, adapt, reformat, download, upload, post, reproduce, broadcast, publish, display, perform, transfer or redistribute any Materials without prior written authorization from TWOCENTS Limited and any other owner of the Intellectual Property Rights.
You may not reproduce, use, sell, transmit, publish, broadcast or otherwise distribute Materials from the Website to anyone, whether or not for a charge or other consideration.
3.4 Permissions
If You wish to request permission to reproduce Materials from the Website for any purpose not specifically authorized, please contact TWOCENTS Limited.
4. Availability of the Website
TWOCENTS Limited may at any time, with or without notice, restrict use and accessibility of the Website, limit the duration and amount of use, change or discontinue any portion, feature or content of the Website.
5. Third Party Websites and Content
TWOCENTS Limited assumes no responsibility for Materials posted by third parties or accessed through links to third-party websites. TWOCENTS Limited does not endorse products, services or information provided by such third parties.
6. Restrictions on Use of the Website
You agree not to use the Website to:
- Upload, post, email or otherwise transmit prohibited End User Content.
- Impersonate any person or entity or misrepresent Your affiliation with any person or entity.
- Upload or transmit unsolicited advertising, promotional materials, spam, chain letters or pyramid schemes.
- Use scrapers, robots, bots, spiders, data mining tools or similar processes without permission.
- Obtain or attempt to obtain Materials or Website Content not intentionally made publicly available.
- Violate any measure used to limit or prevent access to the Website or Website Content.
- Attempt unauthorized access to the Website or connected systems.
- Interfere with the proper working of the Website.
- Place an unreasonable load on the Website or its infrastructure.
- Disrupt normal dialogue or negatively affect other users’ ability to participate.
- Interfere with servers or networks connected to the Website.
- Engage in conduct that diminishes the value of the Materials.
7. Your Responsibilities
By registering, You certify that the information You provided is complete, accurate and current, and that You will update it when necessary. You are responsible for maintaining the confidentiality of Your username and password.
8. Termination of Access
TWOCENTS Limited may suspend or terminate Your access to all or any part of the Website if it believes Your conduct violates this Agreement or is harmful to other users, content providers, the Website or TWOCENTS Limited.
9. Disclaimer of Warranties
THE WEBSITE AND ALL INFORMATION, CONTENT, MATERIALS AND SOFTWARE ACCESSIBLE THROUGH THE WEBSITE ARE PROVIDED “AS IS” AND “AS AVAILABLE”. TWOCENTS LIMITED DISCLAIMS ALL WARRANTIES TO THE FULLEST EXTENT PERMITTED BY LAW.
10. Limitation of Liability
To the fullest extent permitted by applicable law, TWOCENTS Limited and its related parties shall not be liable for claims, damages, losses, expenses or other liabilities arising from Your use or inability to use the Website.
11. Indemnification
You agree to defend, indemnify and hold harmless TWOCENTS Limited and its related parties from claims, damages, losses, expenses and liabilities arising from Your breach of this Agreement or violation of third-party rights or applicable laws.
12. Notices, Reporting and Questions
TWOCENTS Limited may give notice by electronic mail, posting on the Website or conventional mail.
Website: http://twocents.space
Email: hello@twocents.space
13. Choice of Law and Forum
Any actions, disputes or controversies relating to this Agreement or the Website will be decided by courts of competent jurisdiction in Nigeria.
14. Miscellaneous
- TWOCENTS Ltd will never request a physical meeting between any member of our team and a user.
- TWOCENTS Ltd will never ask users to pay money into any third-party account except where explicitly stated on the platform.
- Users own the content and information they post on the platform.
- Users may not use TwoCents for unlawful, misleading, malicious or discriminatory purposes.
- Users may not post hateful, threatening or pornographic content.
- Users must provide valid registration information and update it when necessary.
- TWOCENTS Ltd is not liable for incidents arising from private agreements between users.
- This Agreement is personal to You and may not be assigned without permission.
- If any provision is held invalid, the rest of the Agreement remains valid.
- TWOCENTS Limited may seek injunctive or equitable relief for breaches of this Agreement.
- This Agreement is the entire agreement between TWOCENTS Limited and You regarding the Website.
1. Demographic Information
By using the Website, You agree that TWOCENTS Limited may collect, use, sell, license and otherwise distribute demographic data about Your use of the Website in a form that does not reasonably identify You.
2. Personal Information
“Personal Information” means information collected by TWOCENTS Limited or provided by You which contains identifiable information such as Your name, email, username, password, financial account numbers, tax information or national identification number.
3. Consent
Consent may be express or implied. By providing Personal Information, we assume You consent to our collection, use and disclosure of such information for the purposes identified in this Privacy Policy or specified at the time of collection.
4. Registration Information
You certify that the information You provide during registration is complete, accurate and current. You must notify TWOCENTS Limited of any changes to Your registration information.
5. Access Responsibility
You are responsible for obtaining and using all computer hardware and software required for access to the Website, and for any charges incurred through an Internet provider or third-party service.
The following charges apply to tips and subscriptions processed through TwoCents.
Tips and Deductions
The net amount, after these deductions, is disbursed to the contributor. These fees support the operation and security of the platform.
Subscriptions and Deductions
The remaining balance after these deductions is remitted to the contributor. These fees help maintain and secure the platform.
At TWOCENTS Limited, we strive to provide a seamless and enjoyable experience. If you encounter issues while sending cash tips, our support team is available to assist you.
Refund Eligibility
- Technical Issues: If technical issues prevent you from successfully sending a cash tip, contact support immediately.
- Unauthorized Transactions: If you believe a cash tip was sent from your account without authorization, notify us promptly so we can investigate.
Refund Process
- Contact Support: Request a refund within 7 days of the transaction date via hello@twocents.space.
- Provide Details: Include the transaction date, amount and relevant information about the issue.
- Investigation: Our support team will investigate and assess eligibility.
- Refund Issuance: If approved, we will initiate the refund process. Refunds will be issued using the original payment method whenever feasible.
Exceptions
Certain situations may be exempt from our refund policy, including:
- Transactions involving explicit consent from the user.
- Transactions that violate our terms of service or community guidelines.
Contact
If you have any questions or concerns regarding our refund policy, please contact us.
Email: hello@twocents.space
Phone: 08161184562; 08168918215





