TwoCents is a content marketplace and community for Africans around the world.

It is a place to share your ideas, experiences, knowledge, stories, opinions, and perspectives in text or audio form.

You can publish content, discover interesting perspectives from other people, participate in conversations, build an audience, and earn through several earning features available on the platform.

At its core, TwoCents is built around a simple idea: your knowledge, experiences, ideas, and perspective have value.

An insight is simply a post you publish on TwoCents. It is how the TwoCents community refers to content.

An insight may contain your ideas, opinions, experiences, stories, knowledge, observations, or perspective on a subject.

Insights can be consumed in text or audio form, allowing members of the community to read or listen to your content.

No. TwoCents is for anyone who has something meaningful to say.

You do not need to be a professional writer, journalist, podcaster, academic, or content creator to contribute.

You may be a student, entrepreneur, professional, artist, researcher, parent, traveller, sports fan, technology enthusiast, storyteller, or simply someone with an interesting experience or perspective to share.

If you have knowledge, an experience, an idea, a story, or an opinion that someone else may find useful or interesting, you can contribute to TwoCents.

There are several ways to earn rewards and prizes on TwoCents.

Depending on your eligibility, you may earn through:

• Contributor Points
• Points-to-Coupons
• Referral Earning
• Tips
• Subscriptions
• Monthly Community Prizes
• Competitions and special events

Some earning features reward you for publishing content that receives authentic engagement. Others reward meaningful engagement with the community, audience support, referrals, or strong performance in competitions and monthly prize categories.

Each earning feature has its own eligibility requirements.

TwoCents users who publish insights and contribute content to the community are known as contributors.

Contributors share their knowledge, experiences, ideas, stories, and perspectives with readers and listeners on TwoCents.

Being a contributor gives you the opportunity to build an audience, grow your Contributor Score, participate in community programmes, and potentially access content earning features.

However, being a contributor does not automatically make you eligible for every earning feature. Some earning features have score, profile, account, or approval requirements.

Earning eligibility depends on the earning feature you want to use. Different earning features have different requirements.

For features that require General Earning Eligibility, your profile must meet TwoCents' earning requirements.

These generally include:

• A Contributor Score of 500 or higher
• A sufficiently completed and authentic profile
• A positive track record of content contribution on TwoCents
• Compliance with TwoCents' earning and community rules

Once your Contributor Score reaches 500, you may contact us at hello@twocents.space and request a review for General Earning Eligibility.

We will review your profile and activity. If your profile meets the necessary requirements, your earning eligibility will be updated.

Please note that some earning features have additional requirements even after General Earning Eligibility has been approved.

The easiest way to understand the two scores is this:

Contributor Score measures engagement you receive.

Engagement Score measures engagement you give.

Contributor Score (CS)

Your Contributor Score is a measure of the engagement your content receives on TwoCents.

It considers activity around your insights, including views, listens, upvotes, comments, replies, and other relevant engagement signals.

The more people genuinely engage with your content, the stronger your Contributor Score can become.

Simply publishing a large number of insights is not the goal. Creating content that people actually read, listen to, and interact with is much more important.

Engagement Score (ES)

Your Engagement Score measures how much you engage with other people's content and participate in the TwoCents community.

Reading and listening to content, participating in discussions, leaving thoughtful comments, and engaging meaningfully with other contributors can help grow your Engagement Score.

In simple terms: CS is about the response to your content. ES is about your participation in other people's content.

You can monitor both scores from your profile and Stats page.

Contributor Points reward eligible contributors when their content receives authentic engagement from the TwoCents community.

Eligible engagement on your insights, including views, listens, upvotes, comments, and replies, may earn Contributor Points.

Contributor Points can be spent through supported withdrawal options, including cash withdrawals.

Contributor Points are not awarded simply for publishing large amounts of content. The system is designed to reward genuine engagement and valuable contribution.

Contributor Points Earning requires specific eligibility and approval.

Points-to-Coupons is an earning feature that rewards eligible users for meaningful engagement with other people's content.

Eligible engagement can earn you special points. These points are converted to coupons with currency value.

Coupons can be spent through supported options such as cash withdrawals and airtime purchases.

To access Points-to-Coupons, your Engagement Score must meet the required threshold and you must be enrolled in the programme by TwoCents.

Points-to-Coupons is designed to reward responsible, authentic community participation. Spam, artificial engagement, and attempts to manipulate the earning system may result in points being withheld or earning eligibility being restricted.

The main difference is where the engagement happens.

Contributor Points reward eligible engagement received on your content.

Points-to-Coupons rewards eligible engagement you give to other people's content.

For example, if you publish an insight and members of the community genuinely engage with it, you may earn Contributor Points.

When you meaningfully engage with content published by other users, you may earn Points-to-Coupons points if you are enrolled and eligible.

Think of it this way: Contributor Points reward contribution. Points-to-Coupons rewards engagement.

Tips allow readers and listeners to financially support contributors whose content they enjoy or find valuable.

A reader or listener can choose to send a cash Tip directly to an eligible contributor.

To receive Tips, your profile must meet the relevant earning requirements and you must have a linked and active bank account on TwoCents.

The decision to send a Tip is always made by the reader or listener. TwoCents does not guarantee that content will receive Tips.

Subscriptions allow eligible contributors to build recurring financial support from their audience.

Readers and listeners can subscribe to contributors whose content they want ongoing access to and support.

To receive subscriptions, you must meet the relevant earning requirements, link an active bank account, and configure your subscription rates.

TwoCents supports monthly, quarterly, and yearly subscription rates.

Building subscription income usually requires consistent, valuable content and a loyal audience that wants to continue following your work.

Referral Earning allows eligible users to earn rewards by helping grow the TwoCents community.

You can share your referral link with friends, classmates, colleagues, family members, and communities that may find TwoCents useful.

When eligible users join TwoCents through your referral link, you may earn referral rewards.

Referral Earning requires specific eligibility. Reaching the required Engagement Score does not automatically activate Referral Earning on your profile. You may need to request an eligibility review.

Every month, TwoCents recognizes outstanding members of the community through Monthly Community Prizes.

Prizes are awarded across several tracks:

• Best Content
• Most Engaged Content
• Top Engagers

Best Content recognizes outstanding insights selected for their quality. Most Engaged Content recognizes high-performing content on the community rankings, while Top Engagers recognizes highly active community participants.

Winners may receive cash prizes and community recognition.

TwoCents regularly hosts competitions, challenges, and special community events.

These may include writing competitions, spoken-word competitions, flash contests, hosted competitions, mini-competitions, and other creative challenges.

Competition winners may receive cash prizes, recognition, and special badges.

Each competition has its own rules, requirements, deadlines, and judging criteria. Always review the competition details before submitting an entry.

Currently, TwoCents earning features are primarily available to eligible users in Nigeria.

We are working to expand earning support to users in additional countries and currencies.

As support for more countries becomes available, we will announce the relevant countries, currencies, payment options, and eligibility requirements.

You can still join TwoCents, publish insights, engage with the community, build your Contributor Score and Engagement Score, and grow your profile while earning support expands to more locations.

AI can be a useful tool for research, editing, brainstorming, and improving the presentation of your ideas.

However, TwoCents strongly values authentic, original contribution.

Content that is entirely AI-generated, generic, repetitive, or lacks genuine human perspective may perform poorly and may not meet the standards required for certain earning features.

The best approach is to use AI as a tool rather than a replacement for your own knowledge, experiences, ideas, personality, and perspective.

Amina is TwoCents' AI-powered community bot.

Amina uses Large Language Models (LLMs) to intelligently interact with user-generated content on TwoCents.

For example, Amina may comment on insights, participate in selected conversations, or respond to certain comments within an insight discussion.

Amina is designed to help extend conversations, encourage discussion, and surface useful ideas from content shared on TwoCents.

Amina is an AI system and should not be treated as a human user or as an authoritative source of professional advice.

TwoCents can be installed as an app from the TwoCents Download page.

The current installable version of TwoCents uses Progressive Web App technology, allowing supported devices to install TwoCents and access it from the device like an app.

We plan to make dedicated TwoCents apps available through supported app stores in the future.

No. Joining TwoCents does not guarantee that you will earn money.

Your earning opportunities depend on several factors, including the earning features you are eligible for, the quality of your contribution, authentic engagement, audience support, competition performance, and compliance with TwoCents' earning rules.

Some earning features, such as Points-to-Coupons, give eligible users greater control over their earning activity through responsible community engagement.

Other features, such as Tips and Subscriptions, depend more heavily on the decisions of your readers and listeners.

The best long-term approach is to focus on authentic contribution, meaningful engagement, consistency, and providing genuine value to the community.