<p>Nobody told us that growing up is just a monthly subscription to things you must pay for.</p><p><br/></p><p>Let me explain how my day goes.</p><p><br/></p><p>I wake up and I'm hungry. </p><p><br/></p><p>Fine. </p><p>I eat.</p><p> Thirty minutes later, I'm hungry again. How?ðŸ˜</p><p><br/></p><p> Where is all this food going?</p><p><br/></p><p> Is my stomach running a business? </p><p><br/></p><p>Then comes data.</p><p> I bought 5GB in the morning and by afternoon it was gone.</p><p><br/></p><p> I only opened WhatsApp, I swear. </p><p>I didn't even watch anything. </p><p>Who is eating my data? MTN?????😒</p><p><br/></p><p>Then transport fare.</p><p> Last month it was ₦200. </p><p>This month it's ₦400, and the driver looks at me like I'm the one who raised the price.</p><p> "Madam, na so e be o." </p><p>Na so e be?</p><p> Since when? ðŸ˜</p><p><br/></p><p>Then skincare. </p><p>Because apparently, if you don't want your face to look like a crime scene, you must buy cleanser, moisturizer, sunscreen, and something called "serum." </p><p><br/></p><p>Serum for what? </p><p>My face was fine in secondary school with just water and Vaseline. 😂</p><p><br/></p><p>And in the middle of all this, people say, "You should save money o." </p><p><br/></p><p>Save what?</p><p> With what? </p><p>I'm trying to stay alive here. </p><p>My savings plan is currently "hope." </p><p><br/></p><p>Adulthood was not in the brochure.</p><p><br/></p><p> The brochure showed independence, freedom, and doing whatever you want.</p><p><br/></p><p> It did not show me asking the rice seller, "Please, how much is a congo now?" and then saying "Ah, thank you" and walking away. </p><p><br/></p><p>But here's the funny part: we keep going.</p><p><br/></p><p> We complain, we laugh, we budget for things we already spent money on, and we wake up the next day to do it again. </p><p><br/></p><p>Somehow, we're all surviving, and nobody knows how. </p><p><br/></p><p>If you're also out here learning that adulting is a full-time job with no salary, you're not alone.</p><p><br/></p><p>  </p>
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What's that one thing that shocked you most about how expensive life is?
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.
Content Contributor
Eligible to Earn
Most Viewed in a Space
Monthly Prize Winner
Mini-Competition/Flash Contest Winner
Essay Competition Winner
Spoken Word Competition Winner
Hundred Insight Club (HIC) (100+ Insights)
Contributor (500+ Score)
Top Contributor (2000+ Score)
Elite Contributor (5000+ Score)
Trusted Contributor
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