<p><br/></p><p><br/></p><p>Nobody really warned us.</p><p><br/></p><p>You wake up and there’s transport money.</p><p>You need data.</p><p>You’re hungry.</p><p>Your hair needs to be done.</p><p>Your phone suddenly wants to misbehave.</p><p>School needs something.</p><p>Then someone says, “Let’s go out.” 😭</p><p><br/></p><p>Go out with what money, please? 😂</p><p><br/></p><p>And the funny thing is, you’re not even trying to live a luxurious life. You just want to be comfortable.</p><p><br/></p><p>You want to look good.</p><p>You want to learn a skill.</p><p>You want to start a small business.</p><p>You want to save.</p><p>You want to help your family when you can.</p><p><br/></p><p>But sometimes the money enters your account and before you can even say “God, thank You,” life has already collected it. 😭</p><p><br/></p><p>Then social media makes it worse because you’re seeing people your age travelling, buying cars, starting businesses and achieving big things.</p><p><br/></p><p>Meanwhile, you’re calculating whether you can afford data for the rest of the week. 😂😭</p><p><br/></p><p>But honestly, if you’re currently struggling financially, please don’t let it convince you that you’re failing at life.</p><p><br/></p><p>You’re young. You’re learning. You’re figuring things out.</p><p><br/></p><p>One day, we’ll look back at these broke days and laugh.</p><p><br/></p><p>But for now… God abeg, send financial breakthrough. 😭🙏🏽</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.