<p><br/></p><p><em><strong>From The University of TwoCents Series</strong></em></p><p><br/></p><p>---</p><p><br/></p><blockquote>Sometimes life’s deepest lessons don’t come from books — they come from brooms, bunk beds, and even a dead rat in the hostel.</blockquote><p><br/></p><p>---</p><p><br/></p><p>It was a cold Harmattan evening at the <em>Boys’ Hostel of the Secondary School of TwoCents</em>. The air smelled of dust, roasted groundnuts, and adolescent mischief. The usual chatter about who stole whose Milo had died down, and most boys were already snoring under thin hostel blankets.</p><p><br/></p><p>Everyone, except me — <em>Emmanuel</em>.</p><p><br/></p><p>I was sitting up on my bunk, reading by torchlight, when I heard it.</p><p><strong>Skr! Skr! Skr!</strong></p><p><br/></p><p>That unmistakable sound of a rat.</p><p><br/></p><p>I sighed. “Ah, which kain wahala be this one again?”</p><p><br/></p><p>My bonkmate, <strong>John Oyinloye</strong>, turned lazily in his bed.</p><p>“Emmanuel, abeg no start today o. Maybe na wind.”</p><p><br/></p><p>“Wind wey dey chew nylon?” I asked, raising my brow.</p><p><br/></p><p>Before he could reply, the rat dashed across the floor — a fat, overconfident intruder with whiskers like ambition.</p><p><br/></p><p>John screamed, “Jesu! E pass like rabbit!” and jumped from his bed like he’d just seen an ancestral ghost.</p><p><br/></p><p>I laughed. “Oyinloye, calm down joor. This one don enter wrong hostel. Na my room e choose? The same me wey be <em>Chief Rat Exterminator of TwoCents Secondary School?”</em></p><p><br/></p><p>He eyed me. “If you like, catch am. I no dey sleep till you do.”</p><p><br/></p><p>So I did what any experienced hostel hero would do — I brought out my secret weapon: <em>the ancient rat trap of Dorm 3</em>, a relic passed down by generations of senior boys.</p><p><br/></p><p>But I remembered something I’d once heard: <em>Before you catch a rat, you must first win its trust.</em></p><p><br/></p><p>So I broke up some leftover cabin biscuit — “free bait.” I dropped the crumbs near the trap and whispered, “Eat in peace tonight, my friend. Tomorrow, we go settle this matter.”</p><p><br/></p><p>We laughed, turned off our torchlights, and dozed off to the sound of snores and hope.</p><p><br/></p><p>---</p><p><img src="/media/inline_insight_image/IMG-20251014-WA0008.jpg"/></p><p><br/></p><p>By morning, John’s shout woke me.</p><p><br/></p><p>“Emmanuel! Come see! The rat don kpai!”</p><p><br/></p><p>I jumped down from the bunk, still half-asleep. There it was — lying stiff beside the trap.</p><p><br/></p><p>But what caught my attention wasn’t its death… it was what it left behind.</p><p><br/></p><p>In one quiet corner of the floor, the rat had carefully gathered every piece of “free bait” it found during the night. It hadn’t eaten them. It was <em>saving them</em>.</p><p><br/></p><p>Saving them for later.</p><p><br/></p><p>But <em>later never came.</em></p><p><br/></p><p>John looked at me, then at the crumbs. “Hmm… that rat wan plan its future. Now e don plan itself enter heaven.”</p><p><br/></p><p>We laughed, but something in that scene froze me.</p><p><br/></p><p>That rat was all of us.</p><p>Always saving joy for tomorrow.</p><p>Always waiting to rest later.</p><p>Always saying “one day” before we breathe, love, or live.</p><p><br/></p><p>That morning, our House Master — <strong>Mr. Cyrus Majeb</strong>i — walked in for inspection. He noticed the trap, the rat, and our silent faces.</p><p><br/></p><p>“What happened here?” he asked.</p><p><br/></p><p>I told him the story. He nodded thoughtfully and said,</p><p>“Boys, that rat just taught you what some adults still haven’t learned — if you keep saving all your happiness for later, you may never get to spend it.”</p><p><br/></p><p>We stood quietly, soaking in the weight of it.</p><p><br/></p><p>That day, I didn’t rush through breakfast. I laughed with my hostel mates, wrote a letter home to my mum, and even shared my last biscuit with John.</p><p><br/></p><p>Because who knows?</p><p><br/></p><p>Maybe the bait we’re saving for tomorrow is the joy we should be tasting <em>today</em>.</p><p><br/></p><h4>---<br/><strong>💭 TwoCents Takeaway:</strong></h4><p>Don’t store your laughter for later. Don’t postpone kindness. Don’t delay love.</p><p>Because <em>later</em> may never come — but <em>now</em> is already here.</p><p><br/></p><p>---</p><p><br/></p><blockquote>🎓 <strong>The University of TwoCents</strong> —<br/><em>Where life’s simplest moments become our greatest lessons.</em></blockquote><p><br/></p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to 7 people with the best insights in the past month. The 7 winners are picked
by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
All-time Contributors
All-time Engagers
Top Monthly Contributors
Top Monthly Engagers
Most Active Colleges
Contributor Score
The all-time ranking is based on users' Contributor Score, which is a measure of all
the engagement and exposure a contributor's content receives.
Here is a list of metrics that are used to calcuate your contributor score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
Subscriptions received
2
Tips received
3
Comments (excluding replies)
4
Upvotes
5
Views
6
Number of insights published
Engagement Score
The All-time Engagers ranking is based on a user's Engagement Score — a measure of how much a
user engages with other users' content via comments and upvotes.
Here is a list of metrics that are used to calcuate the Engagement Score, arranged from
the metric with the highest weighting, to the one with the lowest weighting.
1
A user's comments (excluding replies & said user's comments on their own content)
2
A user's upvotes
Monthly Score
The Top Monthly Contributors ranking is a monthly metric indicating how users respond to your posts, not just how many you publish.
We look at three main things:
1
How strong your best post is —
Your highest-scoring post this month carries the most weight. One great post can take you far.
2
How consistent the engagement you receive is —
We also look at the average score of all your posts. If your work keeps getting good reactions, you get a boost.
3
How consistent the engagement you receive is —
Posting more helps — but only a little.
Extra posts give a small bonus that grows slowly, so quality always matters more than quantity.
In simple terms:
A great post beats many ignored posts
Consistently engaging posts beat one lucky hit
Spamming low-engagement posts won't help
Tips, comments, and upvotes from others matter most
This ranking is designed to reward
Thoughtful, high-quality posts
Real engagement from the community
Consistency over time — without punishing you for posting again
The Top Monthly Contributors leaderboard reflects what truly resonates, not just who posts the most.
Top Monthly Engagers
The Top Monthly Engagers ranking tracks the most active engagers on a monthly basis
Here is what we look at
1
A user's monthly comments (excluding replies & said user's comments on their own content)
2
A user's monthly upvotes
Most Active Colleges
The Most Active Colleges ranking is a list of the most active contributors on TwoCents, grouped by the
colleges/universities they attend(ed)
Here is what we look at
1
All insights posted by contributors that attended a particular school (at both undergraduate or postgraduate levels)
2
All comments posted by contributors that attended a particular school (at both undergraduate or postgraduate levels) —
excluding replies
Below is a list of badges on TwoCents and their designations.
Comments