<p>Suddenly remember something and decided to post it on my insight 😊</p><p>Being broke is actually a full-time job. 😭💔😂</p><p>You wake up in the morning feeling confident, then you remember you have only ₦1,000 in your account. Suddenly, you start calculating your entire life, how to get money at least 3000 in your account 😭</p><p>You open your bank app again just to confirm the money is still there. You see the balance and immediately close the app like, “Let me not disturb this money.” 😂</p><p>Then someone calls you:</p><p>“Let’s go out today.”</p><p>You: “Ahh, I wish I could, but I have something important to do.”</p><p>What is the important thing?</p><p>Staying at home and protecting my money. 😭😭</p><p>And don't even let someone ask you, “What do you want to eat?”</p><p>Suddenly, you're not hungry anymore.</p><p>“I’m okay, I ate earlier.”</p><p>You did NOT eat earlier. You just remembered your bank balance. 😂</p><p>The worst part is when you finally receive money. Before you can even enjoy it, there’s already a list waiting for you:</p><p>Transport.</p><p>Girlfriend for those that have, single people can't relate 💔😊💔</p><p>Food.</p><p>Data.</p><p>Airtime.</p><p>Something you promised to buy.</p><p>And that one unexpected expense that always appears from nowhere. 😭</p><p>Before you know it, your account is back to where it started.</p><p>Then you just sit there looking at your phone like:</p><p>“So this is adulthood?” 😭😂</p><p>Honestly, being broke has taught me many things—especially how to suddenly become unavailable when someone says “Let's go shopping.” 😂</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.