<p><br/></p><p><br/></p><p>It was raining hard in Lagos that Thursday. The kind of rain that turns roads to rivers in 20 minutes.</p><p><br/></p><p>Aisha was rushing home from her teaching job, already soaked. She had one umbrella, and it was barely big enough for herself. At the bus stop, she saw him — an old man in a faded baju, shivering, with a sack of plantains on his head and no umbrella at all.</p><p><br/></p><p>He wasn’t her father. She didn’t know his name.</p><p>But he kept looking up at the sky like he was waiting for it to stop just for him.</p><p><br/></p><p>Love isn’t always big declarations. Sometimes it’s just noticing.</p><p><br/></p><p>Aisha walked over. “Baba, share my umbrella?”</p><p>He smiled, embarrassed. “No worry my daughter. I go manage.”</p><p>She insisted. They squeezed under her small umbrella together and waited 40 minutes for a bus.</p><p><br/></p><p>On the bus, the conductor tried to charge him double because of the plantains.</p><p>Aisha paid the extra ₦200 from her lunch money. “It’s okay,” she said. “Rain day.”</p><p><br/></p><p>He tried to refuse. She refused his refusal.</p><p><br/></p><p>Two weeks later, Aisha’s generator packed up. She couldn’t afford a new one and NEPA had been taking light.</p><p>There was a knock on her door Sunday evening. It was Baba.</p><p>He wasn’t carrying plantains. He was carrying a small table fan, still in nylon.</p><p>“My son sent it from Canada,” he said. “I told him about the teacher who shared umbrella with an old man. He said ‘Dad, give her this.’”</p><p><br/></p><p>Aisha tried to pay him. He wouldn’t take it.</p><p>“Kindness is a circle,” he said. “Today you cover me from rain. Tomorrow I cover you from heat.”</p><p><br/></p><p>Months passed. Aisha’s students started a “Share Umbrella” club at school. Whenever it rained, the older kids walked the younger ones home.</p><p>Baba started leaving 2 bunches of plantains at Aisha’s gate every Friday. No note.</p><p><br/></p><p>*Love* was Aisha choosing to get wetter so someone else wouldn’t.</p><p>*Kindness* was Baba remembering, and a son in Canada who’d never met her paying it forward.</p><p><br/></p><p>None of them got rich from it.</p><p>But the whole street got a little drier, and a little warmer.</p><p><br/></p><p>Because love and kindness work like that.</p><p>You give what you have — an umbrella, ₦200, a fan, 10 minutes —</p><p>and it always comes back to you, just in a different form.</p><p><br/></p><p>Want me to make this into a short illustrated story, or set it in a different place?</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.