<p>At this point, I think my bank account and I need couples therapy.</p><p><br/></p><p>I checked my balance yesterday, and honestly, I wish I hadn't. Some things are better left unknown.</p><p><br/></p><p>The money that entered my account didn't even spend up to five minutes there. It came, greeted me, and left. No explanation. No goodbye. Just vibes.</p><p><br/></p><p>And the annoying part? Everything is expensive.</p><p><br/></p><p>You want to eat? Money.</p><p><br/></p><p>You want to transport yourself? Money.</p><p><br/></p><p>You want to buy data to complain about not having money? More money. 😭</p><p><br/></p><p>Even the things I don't need have suddenly become cheaper than the things I actually need.</p><p><br/></p><p>Sometimes, I open my banking app just to stare at my balance. Not because I expect a miracle, but because I want to understand how someone can be this financially unfortunate.</p><p><br/></p><p>At this point, if money enters my account and stays for 24 hours, I'm throwing a thanksgiving service.</p><p><br/></p><p>Because what do you mean I received an alert in the morning and I'm checking my balance by afternoon like I'm investigating a crime scene?</p><p><br/></p><p>Dear future financial stability, wherever you are, please come home. Your child is suffering.</p><p><br/></p><p>Anyway, how long does money last in your account before it starts behaving like a visitor? 😂</p>
At the end of the month, we give out prizes in 3 categories: Best Content, Top Engagers and
Most Engaged Content.
Best Content
Top Engagers
Most Engaged Content
Best Content
We give out cash prizes to between 7 and 20 community members with the best insights in the past month.
The winners are picked by an in-house selection process.
The winners are NOT picked from the leaderboards/rankings, we choose winners based on the quality, originality
and insightfulness of their content.
Here are a few other things to know for the Best Content track
1
Quality over Quantity — You stand a higher chance of winning by publishing a few really good insights across the entire month,
rather than a lot of low-quality, spammy posts.
2
Share original, authentic, and engaging content that clearly reflects your voice, thoughts, and opinions.
3
Avoid using AI to generate content—use it instead to correct grammar, improve flow, enhance structure, and boost clarity.
4
Explore audio content—high-quality audio insights can significantly boost your chances of standing out.
5
Use eye-catching cover images—if your content doesn't attract attention, it's less likely to be read or engaged with.
6
Share your content in your social circles to build engagement around it.
Top Engagers
For the Top Engagers Track, we award the top 3 people who engage the most with other user's content via
comments.
The winners are picked using the "Top Monthly Engagers" tab on the rankings page.
Most Engaged Content
The Most Engaged Content recognizes users whose content received the most engagement during the month.
We pick the top 3.
The winners are picked using the "Top Monthly Contributors" tab on the rankings page.
Contributor Rankings
The Rankings/Leaderboard shows the Top 20 contributors and engagers on TwoCents a monthly and all-time basis
— as well as the most active colleges (users attending/that attended those colleges)
The all-time contributors ranking is based on the Contributor Score, which is a measure of all the engagement and exposure a contributor's content receives.
The monthly contributors ranking tracks performance of a user's insights for the current month. The monthly and all-time scores are calcuated DIFFERENTLY.
This page also shows the top engagers on an all-time & monthly basis.
Below is a list of badges on TwoCents and their designations.
Content Contributor
Eligible to Earn
Most Viewed in a Space
Monthly Prize Winner
Mini-Competition/Flash Contest Winner
Essay Competition Winner
Spoken Word Competition Winner
Hundred Insight Club (HIC) (100+ Insights)
Contributor (500+ Score)
Top Contributor (2000+ Score)
Elite Contributor (5000+ Score)
Trusted Contributor
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